Editorial policy
What we promise readers, and how we keep that promise.
Independence
Affiliate revenue keeps the site running, but it never changes a ranking. We rank by points-per-dollar value at conservative transfer-partner redemption rates, not by commission. The top-paying offer is usually not our #1 pick — and we publish the reasoning so readers can audit us.
First-hand testing
Every card we cover is held (or has been held) by a member of our team and used against real Meta ad spend. We report what statements actually show, including category-coding surprises and CLI behavior.
Sourcing
All fees, earn rates and benefits are cross-checked against the issuer's official product page on the day of publication. External sources are linked at the bottom of each article.
Update cadence
Rankings are reviewed monthly and whenever an issuer announces a category, fee, or bonus change. Each article shows its publication date; pages with a recent material edit are republished with a new date.
Corrections
If you spot an error, email us. We correct factual issues within 24 hours and annotate the change at the bottom of the article.
Not financial advice
This site is informational. We're not a bank, broker, or financial advisor. Read each issuer's terms before applying. See our affiliate disclosure.